11 Changes That Will Help Save You Money!

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1) Follow a budget

Many Americans don't budget. Monthly income (after taxes) minus expenses is a decent start. Set a realistic, attainable budget.

2) Draw set amount weekly

It is easy to overspend in this online & contactless payment time. One approach to combat this is to withdraw a certain amount for the week and avoid using credit cards.

3) Don't go shopping when hungry

When hungry, we buy more food. Hungry makes us want to shop. Eat before shopping or you'll overbuy.

4) Buy frozen food

Frozen food lasts longer and is sometimes cheaper than fresh food, especially veggies and nutritious goods. Freezable items reduce food waste and shopping bills.

5) Buy less fastfood

Average Americans spend $1,200 a year on fast food, according to Onepoll.com. Half as much fast food will save you hundreds.

6) Make coffee at home

The average American spends $1,100 year on coffee. How to avoid this expense? Invest in a thermal coffee mug and brew coffee before leaving the house.

7) Stop renting or buying movies

If you watch a lot of movies, box sets, or documentaries, upgrading to Netflix, Amazon Prime, or Disney+ will be cheaper than purchasing or renting DVDs.

8) Shop online less

When you can buy something with a few clicks instead of cash, it's harder to keep track of how much you're spending.

9) Buy store's brand products

Stores' own ranges are often cheaper than branded goods and taste just as excellent because they're made in the same factories.

10) Get an interest free credit card

Go interest-free If possible, set up a monthly bank payment to pay off a reasonable quantity, then don't use your card until your debt is manageable.

11) Buy in Bulk

Bulk-buying non-perishables can help a tight household budget. Taking advantage of specials and freezing the products will help you save money.

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