Food costs are high. Everyone eats. However, meals are another wasteful area. Spending $10 per weekday on lunch equals $50 per week or $200 per month.
Everybody indulges. You don't have to give up these treats, but moderation is key for your budget. Once a week or once a month is OK.
How many times have you signed up for a free membership or premium channel and forgotten to unsubscribe before the promotional period ended?
Many Americans spend a lot on gas. Combining errands, carpooling, taking public transit, and fuel-efficient driving can reduce monthly gas costs.
If you give in to the temptation, your spending plan will soon let you know you've made a mistake. Instead, begin putting aside money for the item's upcoming sale now.
Some of us benefit from an occasional trip to the salon or day at the spa. Taking a break is fine, but only indulge in pricey activities if you have the funds to do so.
Account maintenance and paper statements, to name a few, may now be included in your monthly bill. Other common charges include overdraft fees and ATM fees.
Unless you have an unlimited plan, you'll pay extra for overage minutes and data. Unknown charges may appear on your bill.
Life is unpredictable, so it's best to maintain an emergency fund. Adding extra money to your monthly budget will help you avoid running out of money.